I have talked to many clients. I have read and listened to many economists and Chief Investment Officers who are nervous about investing hard earned savings when markets and indexes are making new highs.
Many people feel the market is “due for a correction”; they worry about a “bubble bursting like 2008”; they look at the political environment and feel confused by what is happening in Washington DC.
Looking at retirement planning is different from investing other assets.
Many people are limited by 2 factors,
(A) the Need for retirement income, and
(B) a limited time horizon.