economy, retirement

5 Tips to Make Your Retirement Savings Last

The statistics are troubling…
10,000 Americans begin their retirement every day.
Only 18% have more than $200,000 saved.
56% have less than $10,000 saved. (1)
Most Americans have not been able to save as much as they would have liked, or have lost money due the Great Recession of 2008/2009.

In addition, the Great Recession resulted in many workers in their 50s and 60s getting laid off, not being able to find comparable employment and choosing early retirement.

Continue reading “5 Tips to Make Your Retirement Savings Last”

economy, life insurance, new economy, protection

Job Change, Group Life Insurance and Russian Roulette

In the United States, there is a huge number of households which are unprotected or under protected by Life Insurance. In a recent LIMRA study 7 in 10 households believe would be in serious financial distress if an adult in the household passed away.

37 million households have no life insurance.
Another 33 million households do not have sufficient life insurance to count themselves as protected.

Continue reading “Job Change, Group Life Insurance and Russian Roulette”

life insurance, protection

The Risk To Your Child’s Future

Loss of a parent shatters the life of a child. Period.

Loss of a parent’s love.
Loss of a guide through life’s challenges.
Loss of protection and security.

These are losses that are beyond measure and replacement. But the truth is these losses can be worsened by the financial impact that comes from a lack of planning and losing a parent.

7 in 10 of all households said they would have trouble covering everyday living expenses after several months if the primary wage earner died.

Continue reading “The Risk To Your Child’s Future”