economy, new economy, risk management

Management Flaws in Corporate America

The most recent rounds of corporate earnings reports for retail companies has by and large been very disappointing. Many companies are struggling to survive in an environment dominated by a few large ecommerce companies. (1)

Disappointing earnings have resulted in lowered outlooks and fallen stock prices of many retail companies. (2)

I recently had the opportunity to talk to several people who work in corporate America, particularly retail. What I learned is scary.

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Climate change, economy, environment, ESG, retirement, risk management, Socially Responsible Investing, SRI

Divestment From Fossil Fuels Gathers Steam

As an investor in todays economy, you have a say in what companies you invest in and support. By investing in a company, you are effectively voting with your dollars.

By the same token, as an investor you also have the right to the purposefully refuse to invest in a specific company or industry. Perhaps you disagree with their business model or you oppose the negative impacts they are having on society. This act of withholding investment is at the core of “Divestment”.

Without access to capital markets, fossil fuel companies cannot finance their operations. As fewer buyers come in to buy shares of fossil fuel companies, the potential value of these companies decline.

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Climate change, economy, environment, health, new economy, Socially Responsible Investing, SRI

Pending Meat Tax Could Change Economic Behavior

In recent weeks plant-based meat products have made real inroads into many popular restaurant chains. Many plant-based brands have developed models that make them cost competitive and flavor competitive with animal-based meat products.

Animal-based meats have been criticized on several levels. The role that CAFOs (concentrated animal farming operations) play in deforestation, methane release, pollution and accelerating climate change. In addition, several recent studies have shown that meat products have many negative health consequences, including cancer. (1)

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economy, new economy, risk management

New Employment Realities As Recession Risks Rise

“I’VE BEEN LET GO…”

It’s a terrifying experience… being fired or laid off from a job you have done well for a number of years. It seems daily that you see headlines of such announcements.

While the monthly jobs numbers are heralded as a sign of a strong economy there are undercurrents of weakness. More than half of all American’s have little or no savings.(1) Many companies report a weakening expectation for revenue and growth.(2) CEOs are concerned about the effects the trade war and it has caused many companies to delay capital investments and expansion.(3)

Many analysts have already indicated that Europe is in a recession. Some expect a recession in the US within the next 6 to 12 months.(4)

With that being the case, it pays to be prepared and understand what unemployment means in this new economic environment.

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