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James' firm, Devon Financial Partners, LLC, is an agency of The Guardian Life Insurance Company of America®. Devon Financial Partners was founded on the principles of integrity, financial skill and commitment to uncompromising client service. We help our clients achieve optimal financial balance by addressing the underlying risk in their current financial plans. Devon Financial Partners has brought together specialists from leading regional firms to address the unique needs of our clientele. Guardian® is a 155-year-old mutual company, which means it is owned by its policyholders. As owners, policyholders share in Guardian’s actual financial results through annual dividends. Guardian has paid dividends to policyholders every year since 1868. Being a mutual company allows Guardian to invest for the future with the collective interests of all of our stakeholders in mind. The company’s focus is always on its customers and building a strong financial foundation that will serve them well today and into the future. Guardian Life is rated A++ by A.M. Guardian has received exemplary ratings from the major rating organizations. Contact information: Devon Financial Partners, 744 West Lancaster Av, Suite 235 Wayne, PA 19087 Phone 610-293-8300, Cell 215 768 5883 Registered Representative and Financial Advisor of Park Avenue Securities, LLC (PAS), 7 Hanover Square, New York, NY 10004. Securities products/services and advisory services offered through PAS, a registered broker-dealer and investment advisor, (888) 600-4667. Financial Representative, The Guardian Life Insurance Company of America (Guardian), New York, NY. PAS is an indirect, wholly owned subsidiary of Guardian. Devon Financial Partners, LLC is not an affiliate or subsidiary of Guardian. PAS is a member of FINRA, SIPC. Guardian, its subsidiaries, agents or employees do not give tax or legal advice. You should consult your tax or legal advisor regarding your individual situation. Dividends are not guaranteed. They are declared annually by Guardian’s Board of Directors. Financial information concerning The Guardian Life Insurance Company of America as of December 31, 2014 on a statutory basis: Admitted Assets = $45.3 Billion; Liabilities = $39.6 Billion (including $34.9 Billion of Reserves); and Surplus = $5.7 Billion. GEAR no. 2015-11608 Exp 10/17 View all posts by James Cox