Category: Veganism

Climate change, environment, health, Veganism

Changing the Corporate Menu is a Great First Step

James Cox

One of the most impactful actions people can take in addressing the climate crisis is to change their diet from the Standard American Diet (SAD) based on heavy meat consumption, to a plant-based vegan diet. (1)

Animal agriculture and Concentrated Animal Farming Operations (CAFOs) are a primary cause of CO2 and methane, the two main gases contributing to rising temperatures worldwide. The farming of animals also drives deforestation and environmental breakdown, aggravating the crisis.

By shifting to a plant-based diet we can start reducing our demand on our fragile planet.

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environment, ESG, health, risk management, Socially Responsible Investing, Veganism

Veganism and Climate Change

James Cox

It is becoming increasing clear that humankind is driving climate change. Increasing temperatures, disastrous weather, and sea level rise are the result of rapidly rising levels of CO2 and methane.

UN reports make clear that we need to take action immediately.

“We are at a crossroads. The decisions we make now can secure a livable future. We have the tools and know-how required to limit warming,” said IPCC Chair Hoesung Lee. (1)

“Climate change is the result of more than a century of unsustainable energy and land use, lifestyles and patterns of consumption and production,” said IPCC Working Group III Co-Chair Jim Skea. 

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health, life insurance, protection, risk management, Veganism

life insurance and a healthy plant-based diet could be good ways to manage risk

James Cox

The purpose of life insurance is to manage risk. Individuals and families need protection in the event a primary bread winner passes away.

Several factors drive what life insurance costs for an individual. Women tend to live longer, so their cost for life insurance is lower than it is for men. The healthier a person is, the less expensive it is for them to obtain life insurance. People who smoke pay significantly more for life insurance.

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health, life insurance, protection, risk management, Veganism

Diet, Health, and the Financial Impact on Life Insurance

James Cox

The purpose of life insurance is to manage risk. Individuals and families need protection in the event a primary bread winner passes away.

Several factors drive what life insurance costs for an individual. Women tend to live longer, so their cost for life insurance is lower than it is for men. The healthier a person is, the less expensive it is for them to obtain life insurance. People who smoke pay significantly more for life insurance.

Each person’s health situation is unique. Part of the process of obtaining life insurance is to collect medical samples for testing. The underwriter reviews records from your doctors over the past 5 years. They also examine driving records.

Once all of the information is collected the underwriter evaluates the data at hand and assigns the insured person a health rating. The better the rating, the lower the premium you pay.

So how much of an impact do health issues have on a person’s ability to afford life insurance?

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