economy, new economy, retirement

Investing with Stocks at Record Levels

I have talked to many clients. I have read and listened to many economists and Chief Investment Officers who are nervous about investing hard earned savings when markets and indexes are making new highs. Many people feel the market is “due for a correction”; they worry about a “bubble bursting like 2008”; they look at… Continue reading Investing with Stocks at Record Levels

Climate change, economy, retirement

Rising Seas and the Risk to Retirees

  Florida has always been considered a favorite retirement destination. The warmer climate attracting older American’s who have health issues ranging from Asthma to Arthritis, from Heart Disease to Parkinson’s. 20% of Florida’s population is over age 65 (compared to only 15% in New Jersey).   An additional challenge facing retirees in both Florida and… Continue reading Rising Seas and the Risk to Retirees

economy, retirement

Trick or Treat? The Potential Downside of Tax Reform for Investors

      There is an old story that goes “beware what you wish for…” Things don’t always turn out as expected.   Along those lines I watched a fascinating interview of Tom Lee, head of research at Fundstrat, on Bloomberg this morning.   His feeling is that a Tax cut, as it is currently… Continue reading Trick or Treat? The Potential Downside of Tax Reform for Investors

economy, new economy, retirement

“Morning in America…”

I was driving into work today and a Chevy Volt sped by me. Yesterday a Fisker Karma was parked in front of my office. Last month Tesla started mass production of the Model3. Technology is bringing a renaissance to American manufacturing. New industries and new job descriptions are being created, even as “old economy” jobs… Continue reading “Morning in America…”

economy, new economy, retirement

Management Flaws in Corporate America

The most recent rounds of corporate earnings reports for retail companies has by and large been very disappointing. Many companies are struggling to survive in an environment dominated by a few large ecommerce companies.   Disappointing earnings have resulted in lowered outlooks and fallen stock prices of many retail companies.   I recently had the… Continue reading Management Flaws in Corporate America

AI, economy, new economy, retirement

Productivity and Robots

  For decades the US economy has suffered from stagnant wages and stifled productivity. While the economy has grown in GDP since 1970 growing from $1 trillion to $18.5 trillion in 2016 the American worker has not enjoyed commensurate benefits. Wages have remained flat for decades.    In the past, studies have shown that part… Continue reading Productivity and Robots

disability, life insurance, protection, retirement

Can Your Financial Plan Last to Age 149?

A recent article out of South Africa cites Betje de Vroome as the oldest living human being. She was born Sept. 24th, 1866… The world has literally changed before her very eyes. *   Think about how family members are now living longer. While people used to live into their 70’s, people regularly live now… Continue reading Can Your Financial Plan Last to Age 149?